Flooding is one of the most significant risks for homeowners in Katy, Houston, and Cypress. With Houston’s location and climate, heavy rainfall and hurricanes are common occurrences, making flood insurance a vital component of protecting your home.

Many homeowners mistakenly believe their standard insurance policies cover flood damage. Unfortunately, this is rarely the case. Without dedicated flood insurance, you could be left paying out-of-pocket for costly repairs, which can average tens of thousands of dollars.

Flood insurance typically covers the structure of your home, including electrical and plumbing systems, as well as your personal belongings, such as furniture and appliances. It’s especially crucial for homes located in high-risk flood zones, but even those in moderate- to low-risk areas can benefit from the added protection.

At Rayos Insurance Agency, we specialize in helping homeowners navigate the complexities of flood insurance. Our team works with you to assess your risk level and find a policy that offers comprehensive protection. Don’t wait until it’s too late—secure your home and peace of mind with flood insurance today.