Rayos Insurance Agency
Protecting What Matters, Securing Your Future.
Welcome to Rayos Insurance Agency
At Rayos Insurance Agency, we understand the importance of securing your future, protecting your assets, and minimizing risk. Since 2004, we have been a trusted partner for businesses and residents in Katy, Houston, and Cypress, offering tailored insurance solutions designed to meet unique needs. Whether you’re a business owner seeking comprehensive commercial property insurance or a homeowner looking for reliable coverage, we’re here to help you navigate the complexities of insurance with ease and confidence.
With nearly two decades of experience, we’ve built a reputation for personalized service, local expertise, and a commitment to excellence. Unlike large call-center insurance companies, we focus on building relationships, understanding our clients’ specific circumstances, and delivering solutions that truly work for them.
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About Rayos Insurance Agency
Rayos Insurance Agency was founded in 2004 by Arthur Rayos, a seasoned professional with a background as a Chief Financial Officer for a multiunit restaurant chain. Arthur’s experience gives him a unique perspective on the insurance needs of business owners, particularly when it comes to balancing risk management with budget constraints. His understanding of the challenges businesses face allows us to provide tailored solutions that go beyond standard coverage.
As a proud resident of the Greater Houston area, Arthur recognizes the distinctive insurance requirements of our community. Proximity to the coast brings specific risks that many out-of-state or national insurers fail to address. At Rayos Insurance Agency, we pride ourselves on our in-depth knowledge of these unique factors, ensuring our clients receive protection that truly fits their needs.
Our Mission and Values
At Rayos Insurance Agency, we are committed to more than just selling insurance policies. Our mission is to learn about our clients and provide solutions that address their risk management needs while exceeding expectations. Guided by our core values, we strive to RISE above the competition:
Respect
Innovation
Service
Ethics
We prioritize honesty and transparency, always placing our clients’ best interests first.
These values guide everything we do, ensuring that our clients feel confident and secure in their choice to partner with Rayos Insurance Agency.
CONTACT US
Get Covered with Rayos Insurance!
Protect your home, business, and assets with personalized coverage you can trust. With nearly 20 years of experience, we make insurance simple and stress-free.
Services We Offer
Rayos Insurance Agency offers a wide range of insurance products to protect both personal and commercial assets. While our primary focus is on commercial property insurance, we also provide coverage across various categories:
Our ability to offer such a comprehensive suite of insurance products ensures that we can meet all of our clients’ needs, whether they’re individuals or businesses. By tailoring our solutions to the specific circumstances of our clients, we help them achieve peace of mind and long-term security.
Commercial Insurance:
- Commercial Property Insurance
- General Liability Insurance
- Commercial Auto Insurance
- Garage & Garage Keepers Liability
- Construction Trades Insurance
- Builders Risk Insurance
- Professional Liability Insurance
- Commercial Umbrella Insurance
Personal Insurance:
- Home & Auto Insurance
- Flood Insurance
- Renters Insurance
- Boats/RVs/ATVs/Golf Carts Insurance
- Personal Umbrella Insurance
Health and Life Insurance:
- Life Insurance
- Medicare Advantage Plans
- Medigap Supplements
- Medicare Prescription Drug Plans
What Sets Us Apart
Local Expertise
As a resident of the Greater Houston area, Arthur Rayos understands the unique challenges faced by businesses and homeowners in Katy, Houston, and Cypress. Coastal proximity, severe weather, and local regulations all influence the type of coverage you need—and we’re here to provide it.
Business Insight
Personalized Service
Commitment to Community
The Importance of Commercial Property Insurance
For business owners, commercial property insurance is not just a safety net—it’s a critical investment in the future of your company. This type of coverage protects your physical assets, including buildings, equipment, inventory, and furniture, against risks like fire, theft, vandalism, and natural disasters.
In the Greater Houston area, where severe weather events like hurricanes and flooding are common, having the right commercial property insurance is essential. At Rayos Insurance Agency, we specialize in helping businesses identify their unique risks and securing coverage that minimizes their exposure. By working with us, you can rest assured that your business is protected against unforeseen events, allowing you to focus on growth and success.
Client Success Stories
These stories reflect our dedication to going above and beyond for our clients, delivering solutions that truly meet their needs.
How Can We Help You?
Rest easy knowing our insurance experts are here to protect you.
Community Connection
Rayos Insurance Agency is more than just a business—we’re a part of the community. As residents of the Greater Houston area, we’re deeply invested in the success of our neighbors. Whether it’s helping local businesses thrive, supporting families as they navigate life’s challenges, or providing peace of mind through comprehensive insurance solutions, our commitment to the community drives everything we do.
We’re proud to serve Katy, Houston, and Cypress, offering personalized service and expert guidance to every client we work with. By choosing Rayos Insurance Agency, you’re not just getting an insurance provider—you’re gaining a partner who genuinely cares about your success.
Your Trusted Partner in Risk Management
At Rayos Insurance Agency, we believe that great insurance is about more than just policies and premiums. It’s about building relationships, understanding our clients’ needs, and delivering solutions that provide real value. With our extensive expertise, personalized service, and unwavering commitment to excellence, we’re here to help you protect what matters most.
If you’re ready to experience the difference that Rayos Insurance Agency can make, contact us today. Let us show you how our tailored insurance solutions can provide the security and peace of mind you deserve.